Definition

An initial payment made at the beginning of a car lease agreement. While sometimes referred to as a ‘deposit’, it is not refundable and is essentially another part of the total cost of the lease, used to reduce monthly payments.

Why it matters (in Poovi’s context)

This is a critical component of leasing costs that consumers must understand, as it’s not a refundable deposit but a sunk cost.

Key properties or components

  • Paid at commencement of lease
  • Reduces monthly payments
  • Non-refundable
  • Often referred to as a ‘deposit’ misleadingly

Contradictions or debates

None.

Sources